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How TSP Pilot works

We publish suggested TSP fund percentages and explain our thinking. Here’s how you use them.

  1. Get an email or text alert

    Open your dashboard when a new update is ready.

  2. Review the fund percentages

    Compare our Conservative and Aggressive models. See the share for each TSP fund and what changed.

  3. Make any changes at TSP.gov

    If you choose to use the update, move the funds in your own TSP.gov account. We never ask for your TSP login.

New updates every two weeks. The fund mix may stay the same, so you do not always need to make a change.

See what’s included

Understand the research behind each update

We study market trends to set the fund percentages for two models: Conservative and Aggressive. Each shows how the mix is split across the G, F, C, S, and I funds.

Our market commentary explains the conditions we’re watching and the reasons for changing the fund mix or keeping it the same.

You get both models. We don’t choose one for you or review your personal finances.

What your update includes

  • The current percentages for both models
  • What changed since the last update
  • The research behind the decision
Your email or text alert lets you know it’s ready to read.

Want to read the commentary before joining?

Read a sample market update

Current fund percentages

Layout of member fund percentages for both models. Values are hidden.
TSP fundConservativeAggressive
GG fund——
FF fund——
CC fund——
SS fund——
II fund——

Member percentages are hidden in this preview.

Members see a percentage for every fund in both models.

See the percentage for each TSP fund

The allocation page shows the current mix and what changed. Your membership includes both models.

Conservative
The Conservative model is built to show TSP Pilot's current market view with a more defensive allocation profile.
  • Uses a larger G Fund position when risk is elevated.
  • Keeps exposure to stock funds more restrained than the Aggressive portfolio.
Aggressive
The Aggressive model is built to show TSP Pilot's current market view with a higher-equity allocation profile.
  • Allows larger allocations to the C, S, and I funds when the market backdrop is favorable.
  • Can move through wider short-term swings than the Conservative model.

You choose whether to use either model. Both can lose money.

Included with your membership

Both models, updates, and tools are included.

  • Current TSP allocations

    Conservative and Aggressive examples in one place.

  • Allocation change alerts

    Know what changed and why.

  • Text message updates

    Timely SMS notices when something needs review.

  • Convenient email delivery

    Updates and market context straight to your inbox.

  • Market commentary and TSP analysis

    TSP-focused analysis behind our current view.

  • Helpful member resources

    TSP-focused articles and planning resources.

  • Secure, read-only guidance

    We never ask for your TSP login or move your money.

  • TSP calculators

    Explore how much to save and how your balance could grow.

  • Fund performance tracking

    Compare how the TSP funds have performed.

Start my 14-day free trial

$0 today. Then $19.95/month. Card required. Cancel anytime.

Published model history since 2004. Simulated results are not member returns or a guarantee of future results.

Explore model performance

Common questions about TSP Pilot

Have another question?

Talk with our team
Do I give you access to my TSP?

No. We never ask for your TSP login or move your funds. Your money stays in your TSP, and you decide whether to make a change.

Will I need to make changes every two weeks?

No. We publish updates every two weeks, but sometimes the models stay the same. Read the update, review the reasoning, and decide whether any action fits your plans.

Which model should I use?

You can review both the Conservative and Aggressive models with either plan. They give you different fund mixes to consider. We do not choose a model for you or give personal investment advice. Think about your goals and the risk you are comfortable taking before making a decision.

What do I get during the trial?

You get access to our current Conservative and Aggressive models, market commentary, TSP calculators, fund performance tracking, and member resources. You can explore the dashboard right away and receive alerts when new updates are published.

What happens after the free trial?

The monthly plan is $19.95/month after 14 days. You can also choose $199.95/year. Your chosen plan renews until you cancel. Cancel in Account Settings before your trial ends to avoid the first charge.

What if I try it and it is not for me?

Cancel anytime in Account Settings. If you have already made your first payment, you can email support within 30 days of that payment to request a refund under our money-back guarantee.

Can the models lose money?

Yes. TSP investments carry risk, and model results do not predict your results. Our published performance is simulated from model allocations, not returns from subscriber accounts. Past performance does not guarantee future results.

Try TSP Pilot free for 14 days

Get both TSP models, market commentary, and change alerts.

Start my free trial

Then $19.95/month until canceled. Card required. Cancel anytime.

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