TSP Pilot is an independent commercial service. We are not affiliated with the TSP, Thrift Savings Plan, tsp.gov, frtib.gov, or any U.S. government agency or uniformed military services.
30-Day Money Back Guarantee

Financial Insights for TSP Investors

Invest Your TSP Like a Pro

  • User-friendly, effortless access to example TSP portfolios
  • Stay current with our bi-weekly analysis
  • Consistently delivering results since 2004
  • 14-day free trial

100% Money Back Guarantee

G Fund

L Income



Average return over 10 years





$100k invested over 10 years





info logo Based on 10 year annualized returns as of November 30, 2023


Over $449,669,461 in estimated returns for our members§

About Us

Founded in 2004 by Benjamin Rich, a former federal employee with a passion for financial planning, TSP Pilot has become a trusted resource for Thrift Savings Plan investors. Under the leadership of his grandson Jackson Rich, who holds a degree in Economics from the University of North Carolina at Chapel Hill, TSP Pilot continues to help thousands of federal employees make the most of their TSP investments.

Our passionate team brings decades of experience and valuable insights to our services. We are dedicated to leveraging technology to deliver the most straightforward and beneficial service to our users, maintaining our reputation for excellence and reliability. Whether you’re just starting your career or approaching retirement, we’re here to help you navigate your TSP investments with confidence. If you have any questions, feel free to contact me personally at jackson@tsppilot.com. I’m always happy to help.

Why TSP Pilot

Simplified, Actionable Analysis

Take the guesswork and emotion out of investing and rely on our objective opinion and proven experience.

Regular Updates

Our emails and texts will help you manage your TSP like a pro – with full breakdowns on our members-only dashboard.

Proven Profits Since 2004

Rest assured knowing that TSP Pilot has performed exceptionally well since our 2004 inception, withstanding the test of time through both bull and bear markets.

Understand the market with a glance

100% Money Back Guarantee​

Having been with the Federal Government for nearly 20 years, I enrolled in the TSP Pilot early on. Having sound market knowledge from the TSP Pilot has enabled me to build toward a sound and comfortable retirement.

Inspite of the current market challenges, I remain assured, my money is protected from market turbulence. I highly recommend anyone participating in the TSP subscribe to TSP Pilot.

Travis M.

How it works

Choose your preferred plan

Pick from our monthly and yearly memberships – all with a 14-day free trial and our money-back guarantee.

Log into your dashboard

Take a look at our most recent Commentary. When an update is posted, we’ll send you an email or text.

You move your funds yourself

You can decide if you want to follow our lead. Make fund changes via TSP.gov as you normally would.

100% Money Back Guarantee

I started on TSP Pilot in 2010 after a co-worker told me about it. Once I decided on my risk level (aggressive), I dialed in.

TSP Pilot gives me peace of mind and has allowed me to not stress when the market dips. I’ve followed all recommendations, since starting on TSP Pilot, and have watched my assets grow exponentially. I follow the recommended allocation when they are posted within a day, and I go about life, knowing that TSP Pilot, is at the controls with me as co-pilot.

Vonija S.

A TSP Pilot membership could easily pay for itself


Monthly Return (Conservative)



Average Balance



Potential Monthly Growth

Compare to G Fund .23% Monthly Equivalent as of March 21, 2024. Past returns not a guarantee of future returns. View calculations.

Our one-email money back guarantee


If TSP Pilot doesn’t meet your expectations during your first month, simply cancel and we will issue a full refund. No need to do anything.

At TSP Pilot, we’re committed to ensuring your retirement journey is as comfortable as can be. From today until your last day, we’re here to support you every step of the way.

I wholeheartedly believe in the value our service brings, and I invite you to become part of our community today. Let’s embark on this journey together!


Jackson Rich

CEO of TSP Pilot

Thousands of Happy Members

“With two TSP accounts, mine and spouse, we have seen extraordinary growth in our account balances.”
Clear communication and recommendations.”
“Expertise! Safe! Reliable!  Great track record.”
“Easy to follow account manager and results, results, results.”
“My favorite feature is the instant notifications and market updates.”
“I now have more confidence in my management.”

“TSP Pilot takes the guesswork out of it for me”

“The investments in the TSP account keep increasing in value!”

“I like the straightforward format and layout of the website.

“TSP Pilot is so easy!”
Peace of mind, especially now during retirement.”
“Best feature is the explanation of the market and why things are happening.”

Invest Like a Pro Starting Today

100% Money Back Guarantee



Easily cancel anytime



Easily cancel anytime

Frequently Asked Questions

If you sign up annually it only costs $199.95 for the whole year. But if you want to take it one month at a time it’s $19.95 – and you can cancel any time. But why not get started with our 14-day free trial and try before you buy?

No. You have all the decision-making power when it comes to moving your funds. We just give you our expert opinion – then it’s up to you if you choose to follow our lead or not.

Absolutely. You can easily cancel your membership at any time on your Account Settings page.

Yes. TSP Pilot offers all new subscribers a two-week free trial to test out our service. To sign up for a free trial click here.

We hope you will love TSP Pilot and reap all the benefits of our service. But, if it isn’t right for you, just let us know that you would like a refund during the first 30 days and we’ll take care of it.

Yes. Our website has an SSL Certificate which means that all connections are fully encrypted. On top of that, we don’t store any personal payment information. All payment information is handled by a third party, Stripe, which is a certified PCI Service Provider Level 1, the most stringent level of certification available in the payment industry.

We send updates bi-weekly, but with the TSP only allowing 2 trades a month, sometimes we’ll suggest doing nothing at all. How often you need to take action really depends on the markets and what our experts think will get you the best returns.

If you are having a hard time creating an account it could be because you already have an active account with TSP Pilot. Contact us and we’ll take care of it!

We’re right here for you – and any questions you might have. Get in touch via our contact page or use our live chat.

Try for free today

14-day free trial. Cancel anytime.

Get $10 Off Your Membership!

Sign up now to receive a $10 discount on your next order. Hurry, this offer won’t last long!