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Take the guesswork out of your TSP

See the exact fund percentages in our Conservative and Aggressive model TSP portfolios, the research behind them, and alerts when the models change. You stay in control of your TSP.

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We never ask for your TSP login or move your money.

Pilot PortfoliosMember preview
ConservativeAggressive

Fund allocations

Members only
TSP fund allocation layout. Member percentages are hidden.
TSP fundOldNew
GG fundGovernment securities——
FF fundFixed income index——
CC fundCommon stock index——
SS fundSmall cap stock index——
II fundInternational stock index——
Member allocations hidden
Preview of the member dashboard. Fund percentages are hidden.

Get TSP updates every 2 weeks

  1. Receive an email or text alert

    Know when a new update is ready to read.

  2. Review the TSP fund percentages

    See our Conservative and Aggressive models and the reason for any changes.

  3. Make any changes at TSP.gov

    You choose whether to use the update and move the funds yourself.

Try TSP Pilot freeWalk through an update

See our model returns

Compare the Conservative and Aggressive models over different periods, with published history since 2004 and an explanation of how we calculate the results.

See model performance

10-year annualized model returns

Conservative
6.8%
Aggressive
9.5%

As of October 2, 2026. Annualized means the average compounded return per year.

Performance shown reflects TSP Pilot model allocations, not individual subscriber accounts. Because TSP Pilot does not trade securities, calculations are simulated using a buy-and-hold method with a one-day slippage period. Previous performance is not an indication or guarantee of future performance.

Conservative model

Member allocations hidden
TSP fund allocation layout. Member percentages are hidden.
TSP fundOldNew
GG fundGovernment securities——
FF fundFixed income index——
CC fundCommon stock index——
SS fundSmall cap stock index——
II fundInternational stock index——
Members see the old and new percentage for every fund.

See the percentage for each TSP fund

Our models show how the money is split across the G, F, C, S, and I funds. Compare the old and new percentages to see exactly what changed.

Your membership includes both models.

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Understand why the fund mix changed

Read the market research behind each update. When the models stay the same, we explain why we are keeping the current mix.

Read a sample market update

What each market update covers

  • What is happening in the market
  • Whether the model fund mix changed
  • The thinking behind the update
New commentary every two weeks

What members say about TSP Pilot

Federal employees served
10,000+
Published model history
Since 2004

5/5 member rating

“TSP Pilot has provided me with excellent TSP funds allocation guidance since I signed up in 2006. I value the market analysis and the clear allocation updates.”
Guy N.TSP Pilot member

4/5 member rating

“TSP Pilot removes much of the hassle of staying informed on my own. I joined TSP Pilot 10 or more years ago after seeing it in FedSmith. I only wish I had found it sooner.”
Linda B.TSP Pilot member

5/5 member rating

“I do not have to worry about tracking every market move. I read the messages, review the updates, and decide what works for me.”
Martha V.TSP Pilot member

5/5 member rating

“I've used it for over a decade. It's fast, easy, and painless - just what I want it to be.”
Rob M.TSP Pilot member

Customer experiences vary. Testimonials reflect individual opinions and do not guarantee future results.

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Common questions about TSP Pilot

Have another question?

Talk with our team
Do I give you access to my TSP?

No. We never ask for your TSP login or move your funds. Your money stays in your TSP, and you decide whether to make a change.

Will I need to make changes every two weeks?

No. We publish updates every two weeks, but sometimes the models stay the same. Read the update, review the reasoning, and decide whether any action fits your plans.

What happens after the free trial?

The monthly plan is $19.95/month after 14 days. You can also choose $199.95/year. Your chosen plan renews until you cancel. Cancel in Account Settings before your trial ends to avoid the first charge.

Is this personal investment advice?

No. Our models and market commentary are for information and education. We do not review your personal finances or promise a return. You decide how, and whether, to use what we publish.

Try TSP Pilot free for 14 days

Get both TSP models, market commentary, and change alerts.

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