
We analyze the markets
Get TSP-focused market analysis in plain English so you can stay informed without tracking every headline yourself.
Financial Insights for TSP Investors
TSP Pilot makes it simple to manage your TSP with our example fund portfolios and easy-to-read market analysis. Easily cancel anytime.

Founded in 2004 by Benjamin Rich, a former federal employee with a passion for financial planning, TSP Pilot has become a trusted resource for Thrift Savings Plan investors. Under the leadership of his grandson Jackson Rich, who holds a degree in Economics from the University of North Carolina at Chapel Hill, TSP Pilot continues to help thousands of federal employees make the most of their TSP investments.
Our passionate team brings decades of experience and valuable insights to our services. We are dedicated to leveraging technology to deliver the most straightforward and beneficial service to our users, maintaining our reputation for excellence and reliability. Whether you're just starting your career or approaching retirement, we're here to help you navigate your TSP investments with confidence. If you have any questions, feel free to contact me personally at jackson@tsppilot.com.
I'm always happy to help.

Get TSP-focused market analysis in plain English so you can stay informed without tracking every headline yourself.

Every two weeks, you get our current model allocations, the reasoning behind them, and alerts if our model allocations change.

You stay in control: review the update and decide whether it fits your TSP.
Access TSP-focused model allocations built for federal employees, with Conservative and Aggressive examples you can review before making your own decision.
Try 14 Days FreeKnow what is impacting your retirement in under 10 minutes a week with easy-to-read market summaries and context around whether our model allocations change.
Try 14 Days FreeGet clear TSP updates without doing all the research yourself.
Try 14 Days Free
Understand the market with our easy-to-understand market insights - delivered straight to your inbox.

We publish clear TSP model allocation updates with full breakdowns inside the members-only dashboard.

Review TSP Pilot model allocation history and simulated performance information from as far back as 2004 directly on our website.

Having been with the Federal Government for nearly 20 years, I enrolled in the TSP Pilot early on. Having sound market knowledge from the TSP Pilot has enabled me to build toward a sound and comfortable retirement.
In spite of the current market challenges, the updates help me stay informed about my TSP. I highly recommend anyone participating in the TSP subscribe to TSP Pilot.
I started on TSP Pilot in 2010 after a co-worker told me about it. Once I decided on my risk level (aggressive), I dialed in.
TSP Pilot gives me peace of mind and has allowed me to not stress when the market dips. I review the posted allocation updates and go about life knowing I have TSP-focused commentary to reference.

Customer experiences vary. Testimonials reflect individual opinions and are not guarantees of future results. TSP Pilot provides market commentary and model allocations; members stay in control of their own TSP decisions.
For the average FERS participant, TSP Pilot is a tiny monthly investment relative to the size of the account it helps them stay focused on.
$19.95
Monthly TSP Pilot price
$194,131
Average FERS TSP balance
0.01%
Of that balance per month
Based on the monthly plan price and the 2025 FRTIB average FERS balance. Annual plans lower the monthly equivalent. View details.

If TSP Pilot doesn't meet your expectations during your first month, simply email our support team and request a refund. It's that easy.
At TSP Pilot, we're committed to helping federal employees stay informed with plain-English commentary, model allocation updates, and resources they can review on their own schedule.
I believe in the value our service brings, and I invite you to become part of the TSP Pilot community today.
Jackson Rich
CEO of TSP Pilot
30-Day Money-Back Guarantee
Lower effective rate for the same access.
Billed $199.95 yearly after trial
Included with every plan
Current TSP allocations
Conservative and Aggressive examples in one place.
Allocation change alerts
Know what changed and why.
Text message updates
Timely SMS notices when something needs review.
Convenient email delivery
Updates and market context straight to your inbox.
Market commentary and TSP analysis
TSP-focused analysis behind our current view.
Helpful member resources
TSP-focused articles and planning resources.
Secure, read-only guidance
We never ask for your TSP login or move your money.
14-day free trial. Easily cancel anytime.
Monthly flexibility with full access.
Billed monthly after trial
Included with every plan
Current TSP allocations
Conservative and Aggressive examples in one place.
Allocation change alerts
Know what changed and why.
Text message updates
Timely SMS notices when something needs review.
Convenient email delivery
Updates and market context straight to your inbox.
Market commentary and TSP analysis
TSP-focused analysis behind our current view.
Helpful member resources
TSP-focused articles and planning resources.
Secure, read-only guidance
We never ask for your TSP login or move your money.
14-day free trial. Easily cancel anytime.
Annual membership is $199.95 per year. Monthly membership is $19.95 per month, and you can cancel any time. You can start with a 14-day free trial and review the service before your first charge.
No. You have all the decision-making power when it comes to moving your funds. We publish clear TSP model allocation updates, and you decide whether an update fits your TSP.
Absolutely. You can easily cancel your membership at any time on your Account Settings page.
Yes. TSP Pilot offers all new subscribers a two-week free trial to test out our service.
We hope you love TSP Pilot. If it isn't right for you, email support within 30 days of your first payment and request a refund. We'll take care of it.
Yes. Our website uses SSL encryption, and TSP Pilot does not store your card information. Payment details are handled by a secure third-party payment processor.
We publish updates every two weeks, but sometimes there is nothing to change. How often you review a change depends on market conditions and whether our model allocations change.
If you are having a hard time creating an account it could be because you already have an active account with TSP Pilot. Contact us and we'll take care of it!
We're right here for you - and any questions you might have. Get in touch via our contact page or use our live chat.
14-day free trial. Cancel anytime.
★★★★★
I do not have to worry about tracking every market move. I read the messages, review the updates, and decide what works for me.
- Martha V.
★★★★★
Very time detailed information allowing me to make smart decisions in regards to my TSP ACCOUNT!
- Joseph N.
★★★★
TSP Pilot removes much of the hassle of staying informed on my own. I joined TSP Pilot 10 or more years ago after seeing it in FedSmith. I only wish I had found it sooner.
- Linda B.
★★★★★
Right on time. The updates helped me stay informed during market changes. Thank you.
- Daniel M.
★★★★★
I've been using TSP Pilot for many years. The updates help me stay informed through market swings.
- Samuel H.
★★★★★
It is a reliable and good guide for people who do not have economic knowledge like me.
- Robert O.
★★★★
I have not used the TSP Pilot in several years but when I did, I found it generally helpful.
- Thomas O.
★★★★★
TSP Pilot has provided me with excellent TSP funds allocation guidance since I signed up in 2006. I value the market analysis and the clear allocation updates.
- Guy N.
★★★★★
I feel confident TSP Pilot has my best interests at heart.
- Sherrie F.
★★★★★
I have been using TSP Pilot for over 10 years and value having a clear way to follow TSP updates through up and down markets.
- Stuart S.
★★★★★
I'm retired and no longer have TSP but I have mutual funds and remain a subscriber because it is an easy way to follow the market
- John P.
★★★★
I appreciate the detailed monthly summary of economic news even when allocations remain unchanged, and detailed rationale when changes are recommended.
- James B.
★★★★★
TSP Pilot has helped me understand my TSP options more clearly.
- George R.
★★★★★
TSP Pilot helps me stay clear on investment updates in retirement.
- Bryan H.
★★★★★
I've used it for over a decade. It's fast, easy, and painless - just what I want it to be.
- Rob M.
Customer experiences vary. Testimonials reflect individual opinions and are not guarantees of future results.
+ 6.8%
+ 9.7%
As of June 30, 2026. Performance shown reflects TSP Pilot model allocations, not individual subscriber accounts. Because TSP Pilot does not trade securities, calculations are simulated using a buy-and-hold method with a one-day slippage period. Previous performance is not an indication or guarantee of future performance.
Over $875,864,703 in estimated member returns
Estimated as of June 30, 2026. Uses live Conservative allocation performance, public FERS balance assumptions, and an approximated average member count. Not actual member results. Past performance is not a guarantee. See calculation and disclosures.